34% Of Americans Found Credit Report Errors: How to Identify and Fix Mistakes on Your Credit Report
A third of Americans found errors on their credit reports. Here’s how to fix those mistakes.
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The #1 Balance Transfer Credit Card for Managing and Eliminating Debt [2022]
The best balance transfer credit card is unequivocally U.S. Bank’s Visa Platinum. It comes with a long introductory interest-free period. But, if you’re looking for rewards, incentives, and other perks, you’ll have to search somewhere else. Here’s The Rundown Limited Time Offer! 0% Intro APR on purchases and balance transfers for 20 billing cycles. After
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Debt Collectors Break the Law More Often Than You Think: Here Are Easy Ways to Catch Them
It might be a difficult moment if you have a debt that is being collected. You may be suffering financial difficulties, which can be frightening. If a debt collector contacts you about your obligations, you may wonder if the debt collector is legitimate, if the debt is yours, or if the amount the collector is
How to Transfer Your Credit Limit on Chase Cards.
Thinking about transferring your credit limit to Chase? Here’s all you need to know about the advantages and drawbacks of shifting your credit line. For some cardholders, a credit limit transfer can be incredibly advantageous. You may be considering a credit line transfer for a variety of reasons. For example, if you plan to take
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Credit Card Statement Closing Date vs. Payment Due Date: Explained
What is the difference between a due date and a statement closing date? The statement closing date is the last day of a billing cycle, while the due date is the deadline to avoid interest charges. When paying your credit cards, you must keep track of two dates: the statement closure date and the payment
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The #1 Guide to Amex Platinum’s Priority Pass Lounge Access
Can you access Priority Pass lounges just by showing your Amex Platinum card? One of my favorite aspects of airport lounges is how they improve the overall experience of waiting at the airport. They’re a terrific place to unwind in between flights while enjoying snacks and drinks in a relaxing environment. There is also a
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The Biden Administration Is Extending the Payment Pause and Interest Waiver for Most Federal Student Loan Borrowers Again.
Since the pandemic began more than two years ago, the US Department of Education has again extended the payment halt on federal student loans. Student loan pause has been extended a total of six times now since the beginning of Covid. Student loan borrowers have been advised that they will not have to pay their
How Does the American Express Concierge Work?
How to contact the American Express Concierge To speak with an American Express Concierge, dial 1-800-525-3355. Dial 954-473-2123 for international collect calls. There is no fee for using the concierge service. Any fees incurred as a result of your request will be charged to your Platinum Card. The concierge, in my experience, normally asks for
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How to Get the Most Out of the “Sandwich Trick” the Next Time You Travel
What is the $20 Trick? Is it real? Does it really work? What in the world am I talking about? Those are some of the questions I’m asked when I mention the $20 Trick. Even after answering those questions, I still get a reaction mixed with doubt and disbelief. In short, the $20 trick is
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Is the American Express Platinum Annual Really Fee Worth It?
The advantages offered on the American Express Platinum Card® have just undergone a considerable overhaul. Several additional features were introduced, but American Express increased the annual premium from $550 to $695 to balance the expense (see rates and fees). While $550 was already a high fee to pay, many people are now questioning whether the
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